12-month Euribor
Euro area · EUR · Money-market benchmark
The 12-month Euribor is 3.308 % as of 29 Oct 2026, down 5.4 bp over the past 30 days.
3.308 %
- 30-day change
- cut −5.4 bp
- A month ago
- 3.362 %
- Latest observation
- Source
- Bundesbank + ECB
3.308 % ·
2 Nov 20250.00 – 3.379 %2 Nov 2026
Recent fixings
| Date | Rate | Change |
|---|---|---|
| 3.308 % | +1.8 bp | |
| 3.29 % | +2.8 bp | |
| 3.262 % | +3.7 bp | |
| 3.225 % | −4.2 bp | |
| 3.267 % | +0.5 bp | |
| 3.262 % | −0.1 bp | |
| 3.263 % | +1.8 bp | |
| 3.245 % | +1.2 bp | |
| 3.233 % | +1.8 bp | |
| 3.215 % | −0.2 bp |
Euribor is fixed every TARGET business day by EMMI and published here one business day later.
At a glance
- Economy
- Euro area
- Currency
- EUR
- Type
- Money-market benchmark
- Set by
- European Money Markets Institute (EMMI)
- History since
- 1994
Questions and answers
- What is the 12-month Euribor today?
- The 12-month Euribor is 3.308 % as of 29 Oct 2026, down 5.4 bp over the past 30 days.
- What is 12-month Euribor?
- Euribor (Euro Interbank Offered Rate) is the rate at which euro-area banks lend unsecured funds to one another. The 12-month tenor is fixed every TARGET business day by the European Money Markets Institute (EMMI) and is the reference for many mortgages, loans and derivatives across the euro area.
- How has the 12-month Euribor moved recently?
- It was 3.362 % a month ago and 2.217 % a year ago.
Other Euribor tenors
- 1-month Euribor2.442 %
- 3-month Euribor2.643 %
- 6-month Euribor2.973 %
Source: Deutsche Bundesbank, European Central Bank — Euribor monthly averages. Latest observation 29 Oct 2026. Refreshed every 30 minutes.